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Investing in the stock market can seem like a crazy prospect for a generation of young adults that have like Ghc10 in their pocket but if it is done right, you can take that Ghc10 and turn it into Ghc50, and that’s more than you have before. Right?  In order to understand the stock market, we need to understand first what a stock is WHAT IS A STOCK A stock also known as a share or equity is a type of financial security that signifies proportionate ownership in the issuing company. This entitles the stockholder or shareholder to that proportion of the company’s asset and earnings (profit).  Basically, if MTN have 1000 shares and you bought 1 share, you would own 1/1000TH of MTN. The reality is that, both MTN and the companies listed on the Ghana Stock Exchange and all international listed companies have millions of shares. So when you own a share,that means that you own a portion of that company so when the value of the company increases so does your stock price.  TYPES OF...

 Off late people have been doubting whether going to school will be the solution or rather starting early on the street. Especially among the youth it has been a matter of controversy.  Arguably, being on the street with direct and quantifiable goals and purpose is no harm, likewise going to school with goals and aspiration in mind is a great thing. But as it stands now, especially in Ghana here, many of us (the youth) have lost hope in education, simply because thousands of graduates are unemployed. And the cause of this unemployment has been ascribed to lack of jobs in the country. Yes it is true, jobs are limited. But not to the extent that we may think. And why may I say that, several interviews with CEOs across the country have shown that there are more jobs in their companies but there are nobody to fill those positions. According to this CEOs, most graduates apply for work with no skills and abilities, except with their certificates. Thinking that it is enough for them ...

  According to insurance industry statistics, of one hundred people who start work at age twenty-one, by age sixty-five, one will be rich, four will be financially independent, fifteen will have some money put aside, and the other eighty will be still working, broke, dependent on pensions. Why do you think this happens, it is not because the rest of the eighty people who go broke do not have higher paying jobs, or do not receive money from other source frequently.   There are more opportunities to achieve wealth and prosperity today for more people and in more different ways than have ever existed in the history of man. It has never been more possible for you to achieve financial independence than right now. But you must make a decision to do it, and then you must follow through on your decisions. But before I reveal to you the secret to financial independence, for just a moment, let ask ourselves, why do people go broke even though they worked all of their life time. The...

  In this post, I'm going to show you how you can legitimately make enough money whiles in your youthful age or probably in your adult stage. Most especially, we become frustrated due to the fact that almost all avenues we have employed to make ourselves rich turns outto be failure. The most disappointing part is that, sometimes we follow online networking schemes thinking that 'we have arrived', but in the end what we often hear is that, they are ponzi schemes (fraudulent). Below is an investment opportunities for both young and adults who want to have financial freedom in the near future. Investment in: 1. Treasury Bill.(T-bill) This refers to how governments finance their revenue shortfalls. Simply, it is a way by which governments borrow money on short term basis from the public to finance it's projects. In Ghana, the popular types of T-bill are; 91 day T-bill, 182 day T-BILL  and 364 day T-Bill. The longer the days the higher the interest you will receive. So for i...